:root{
  --navy:#0b2f6b;
  --navy-dark:#071f4a;
  --blue:#2767b2;
  --gold:#e5a72d;
  --text:#17243c;
  --muted:#68778d;
  --line:#dbe4ef;
  --soft:#f5f8fc;
  --white:#fff;
  --shadow:0 18px 45px rgba(13,42,82,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--text);
  background:#fff;
  line-height:1.6;
}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
button{font:inherit}
.container{width:min(1180px,92vw);margin-inline:auto}

.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.96);
  backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(11,47,107,.08);
}
.nav-wrap{
  min-height:76px;
  display:flex;
  align-items:center;
  gap:28px;
}
.brand{
  margin-right:auto;
  font-size:19px;
  font-weight:800;
  color:var(--navy);
  letter-spacing:-.02em;
}
.nav{display:flex;gap:26px;font-size:14px;font-weight:700}
.nav a:hover{color:var(--blue)}
.lang-switch{
  display:flex;
  padding:4px;
  border:1px solid var(--line);
  border-radius:10px;
  background:#fff;
}
.lang{
  border:0;
  background:transparent;
  color:var(--navy);
  border-radius:7px;
  padding:7px 9px;
  font-weight:800;
  cursor:pointer;
}
.lang.active{background:var(--navy);color:#fff}

.hero{
  min-height:640px;
  position:relative;
  display:flex;
  align-items:center;
  overflow:hidden;
  background:
    linear-gradient(90deg,#fff 0%,rgba(255,255,255,.98) 34%,rgba(255,255,255,.62) 56%,rgba(255,255,255,.08) 78%),
    url("images/hero.jpg") center right/cover no-repeat;
}
.hero-overlay{
  position:absolute;
  inset:auto 0 0;
  height:110px;
  background:linear-gradient(transparent,#fff);
}
.hero-content{position:relative;z-index:2;padding-block:90px}
.hero-content>*{max-width:620px}
.eyebrow{
  margin:0 0 12px;
  color:var(--blue);
  font-size:12px;
  font-weight:800;
  text-transform:uppercase;
  letter-spacing:.12em;
}
.hero h1{
  margin:0 0 18px;
  color:var(--navy-dark);
  font-size:clamp(44px,5vw,70px);
  line-height:1.03;
  letter-spacing:-.045em;
}
.hero-text{
  margin:0 0 26px;
  font-size:19px;
  color:#30445f;
}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:14px 22px;
  border-radius:9px;
  font-weight:800;
  border:1px solid var(--navy);
  transition:.2s ease;
}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--navy);color:#fff}
.btn-secondary{background:#fff;color:var(--navy)}

.trust-strip{
  position:relative;
  z-index:4;
  margin-top:-44px;
}
.trust-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  background:#fff;
  border:1px solid var(--line);
  border-radius:16px;
  box-shadow:var(--shadow);
  overflow:hidden;
}
.trust-grid div{
  display:flex;
  align-items:center;
  gap:13px;
  min-height:92px;
  padding:20px 22px;
}
.trust-grid div+div{border-left:1px solid var(--line)}
.trust-grid strong{
  display:grid;
  place-items:center;
  width:38px;height:38px;
  flex:0 0 38px;
  border-radius:50%;
  background:#edf4fc;
  color:var(--navy);
}
.trust-grid span{font-size:14px;font-weight:700;color:#30445f}

.section{padding:90px 0}
.section-soft{background:var(--soft)}
.two-col{
  display:grid;
  grid-template-columns:.9fr 1.1fr;
  gap:70px;
  align-items:center;
}
h2{
  margin:4px 0 18px;
  color:var(--navy-dark);
  font-size:clamp(32px,4vw,46px);
  line-height:1.1;
  letter-spacing:-.035em;
}
.two-col p:last-child{font-size:18px;color:var(--muted);margin:0}

.cards{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:18px;
  margin-top:38px;
}
.card{
  padding:28px 24px;
  border:1px solid var(--line);
  border-radius:15px;
  background:#fff;
  box-shadow:0 10px 25px rgba(20,50,90,.04);
}
.card-num{
  display:inline-grid;
  place-items:center;
  width:40px;height:40px;
  border-radius:10px;
  background:#eef4fb;
  color:var(--navy);
  font-weight:800;
}
.card h3{margin:18px 0 10px;color:var(--navy);font-size:18px}
.card p{margin:0;color:var(--muted);font-size:14px}

.image-text{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:56px;
  align-items:center;
}
.image-text img{
  width:100%;
  aspect-ratio:4/3;
  object-fit:cover;
  border-radius:18px;
  box-shadow:var(--shadow);
}
.check-list p{
  margin:14px 0;
  color:#42526a;
}
.check-list strong{color:var(--navy)}

.section-dark{
  background:linear-gradient(120deg,var(--navy-dark),var(--navy));
  color:#fff;
}
.light{color:#fff!important}
.process-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:18px;
  margin-top:38px;
}
.process-grid>div{
  padding:24px;
  border:1px solid rgba(255,255,255,.16);
  border-radius:14px;
  background:rgba(255,255,255,.06);
}
.process-grid>div>span{
  display:grid;
  place-items:center;
  width:38px;height:38px;
  border-radius:50%;
  background:#fff;
  color:var(--navy);
  font-weight:900;
}
.process-grid h3{margin:16px 0 8px}
.process-grid p{margin:0;color:#d8e5f7;font-size:14px}

.cta-section{padding-top:70px;padding-bottom:80px}
.cta-box{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:30px;
  padding:38px 42px;
  border:1px solid var(--line);
  border-radius:18px;
  box-shadow:var(--shadow);
  background:#fff;
}
.cta-box h2{margin-bottom:10px}
.cta-box p:last-child{margin:0;max-width:720px;color:var(--muted)}

footer{
  background:var(--navy-dark);
  color:#d5e1f1;
}
.footer-wrap{
  min-height:90px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:25px;
  font-size:13px;
}

@media(max-width:980px){
  .nav{display:none}
  .cards,.process-grid{grid-template-columns:repeat(2,1fr)}
  .trust-grid{grid-template-columns:repeat(2,1fr)}
  .trust-grid div:nth-child(3){border-left:0;border-top:1px solid var(--line)}
  .trust-grid div:nth-child(4){border-top:1px solid var(--line)}
}
@media(max-width:720px){
  .nav-wrap{gap:10px}
  .brand{font-size:16px}
  .lang{padding:6px}
  .hero{
    min-height:720px;
    align-items:flex-end;
    background:
      linear-gradient(0deg,#fff 0%,rgba(255,255,255,.97) 45%,rgba(255,255,255,.10) 100%),
      url("images/hero.jpg") top center/cover no-repeat;
  }
  .hero-content{padding:330px 0 70px}
  .hero h1{font-size:42px}
  .hero-text{font-size:16px}
  .trust-strip{margin-top:-24px}
  .trust-grid{grid-template-columns:1fr}
  .trust-grid div+div{border-left:0;border-top:1px solid var(--line)}
  .two-col,.image-text{grid-template-columns:1fr;gap:28px}
  .cards,.process-grid{grid-template-columns:1fr}
  .section{padding:68px 0}
  .cta-box{flex-direction:column;align-items:flex-start;padding:30px}
  .footer-wrap{flex-direction:column;align-items:flex-start;padding-block:26px}
}